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General Advice Warning: The information in this communication is provided forĀ information purposes and is of a general natureĀ only. It is not intended to be and does not constituteĀ financial advice or any other advice. Further,Ā the information is not based on your personalĀ objectives, financial situation or needs. You areĀ encouraged to consult a financial planner beforeĀ making any decision as to how appropriate thisĀ information is to your objectives, financial situationĀ and needs. Also, before making a decision, youĀ should consider the relevant Product DisclosureĀ Statement available from your financial planner.